Unacash - Buy Now Pay Later for Android – Latest Version & Features

Upgrade your life with the new UnaCash app!Your trusted Buy Now, Pay Later service just got better!Pay Light!Shop for your dream gadgets, appliances and furniture from our wide range of partner merchants across the Philippines!
Get the best deals with product loans up to Php 50,000 and interest rates as low as 0%.
Split your payments conveniently up to 12 months, depending on your budget and preference!
Get flexible payment terms for your big purchases!
Guaranteed Hassle-Free!Enjoy a fast and easy application process – get approved within minutes with just 1 valid ID and application form!
No need for a credit card!Repayments are just as simple: pay your UnaCash installment loan through our partner online banks/e-wallets and over-the-counter channels!Download the app now and visit our partner’s stores!Loan amount and loan termsFor new loans:A.
Loan amount: Php 3,000- Php 10,000; Loan terms - 5-6 monthsB.
Loan amount Php 10,001 - Php 50,000; Loan terms up to 6 monthsFor repeat loans:A.
Loan Amount: Php 3,000- Php 10,000; Loan terms - 5-6 monthsB.
Loan amount Php 10,001 - Php 50,000; Loan terms up to 12 monthsNumber of payments: monthly or bi-monthlyPast Due Interest (PDI) daily rate differs: 0.27% to 0.33%.Example: daily PDI Php 1,000 x 0.27%, where Php 1,000 is outstanding principal balance of instalment.
Penalty comes on 5, 30, 60, 90 days of days past due and calculated as % sum of overdue annuity (principal + interest), 3%, 5%, 7%, 10% accordingly.
Example of 5th day overdue penalty: Php 2,500 X 3%, where Php 2,500 is the overdue annuity.Annual Percentage Rate (APR): 0 - 36%Minimum period: 90 daysMaximum period: 365 daysLoan calculationTotal to return = Principal amount + Interest amountInterest accrued on outstanding starting principal balance of a loanExample:Loan amount: Php 13,000Nominal monthly interest rate: 8% per monthTerm: 6 monthsCompounding MonthlyInstallment amount: Php 2,812 x 6 monthsInterest charged: Php 3,872APR = ((3,872 + 0 / 13,000)/180) X 365 X 100, APR = ((Interest + Fees / Loan amount) / N) x 365 x 100Disclaimer: The loan calculation provided is intended for illustrative purposes only.
It is designed to offer users a general idea of potential loan costs and payments based on inputted values.
The actual terms and conditions of a loan may vary significantly based on numerous factors, including but not limited to interest rates, loan duration, and individual creditworthiness.UnaCash is operated by DIGIDO FINANCE CORP., a licensed financing company (SEC Registration No.
CS202003056; Certificate of Authority No.
1272).
Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.