Nobody wants a backseat driverā¦unless they can help you earn discounts and promote safe driving. COUNTRY Financial DriverIQ will do just that, without talking to you from, wellā¦the backseat. Using your mobile phone to gather data, the app automatically detects your trips and provides you with a discount based on how safely you drive.. Check out some of the features below:ā¢ Helps you improve your driving behaviorā¢ Offers you a discount for safe and improved driving habitsā¢ Family Sharing allows you to compete with friends and family to be the safest driver (thereās a leaderboard with a space for your name at the top), and provides opportunities to coach your teen drivers