LoanDigit | EMI FOR EVERY UPI for Android – Latest Version & Features

Buy Now PAY Later EMI, Shop Anywhere – 0% Interest, 0 Down PaymentLoan Digit – EMI FOR EVERY BUYLoanDigit is most innovative app for pay later EMI option.
You can take easy loan from Rs 1000 to Rs 1 Lac with flexi repayment option up to 12 Months.
You can also avail 0% Interest** on loan up to 60 days.
You can Re-pay & Reuse that limit anytime.
Pay Later in EMIAre you waiting for enough money to buy your favourite things?
Stop waiting and Just buy your desire things on easy repayment option up to 12 months.
Also Avail 0% interest** up to 60 Days.
Get your UPI credit limit instant, easy & stress free.Scan & PayJust visit the store that accept UPI Payment, Scan the UPI QR code and Payment Transfer to merchant account successfully, You can scan UPI QR codes to pay by using LoanDigit credit limit at shops everywhere.
0% InterestCustomer can avail 0% interest** up to 60 days.
Our EMI date is 5th of Every Month.
Terms Loan Amount - Rs 10,000Loan Period - Minumum = 3 Month to Maximum = 12 MonthsProcessing Fee - 2.99% or 499 (Excluding GST)Annual Percentage Rate (APR) - Ranges from 18% to 28% Per Annum, APR will be differenet for different tenures of EMI.For Example, Loan Amount = Rs 10,000Tenure = 12 Months EMI = Rs 1004.62Total Interest Payable = 10,000x(25.54%/12)*12 (12 Months) = 2554Interest Rate (APR) = 25.54% Per AnnumRepayment Amount = 12055Interest Amout = 2055Processing Fee = Rs 499Total Cost of the Loan = Interest Amount (Rs 2055)+ Processing Fee (Rs 499) = 2554If a customer avail loan on 06th March, then customer First EMI date would be 05th May.
In this scenario, Customer will enjoy 60 days without any interest & also has an option to repay the loan amount before First EMI Date.Another Example - If a customer avail loan on 21th March, then customer First EMI date would be 05th May.
In this scenario, customer will enjoy 45 days without any interest & also has an option to repay the loan amount before First EMI Date.Unique Benefits of using LoanDigit• Avail 0% Interest up to 60 Days**• Zero Down Payment**• NO Pre-Closure ChargesHow do You Sign up with LoanDigit• Download the LoanDigit App• Complete your profile• Submit required documents• Activate your credit limitEligibility Criteria• Salaried Individuals• Above the age of 23 Years• Minimum take-home salary per month Rs 18000/-• Pan India, Document Required• Pan Card• Aadhar Card • Salary A/c Bank StatementNBFC PartnerLoanDigit is a Platform and does not give loans directly to users.
LoanDigit has partnered with RBI Approved NBFC -EMKAY CONSULTANTS LIMITED**Terms & Condition Apply