kubo: Crédito Inversión Ahorro for Android – Latest Version & Features

Live the kubo.financiero experience!Save, invest, send and receive money, buy with your debit card and finance your projects with a loan, all from your cell phone!We are a Mexican company regulated and supervised by CNBV and Condusef, so your money and information are safe.Open your account in minutes and enjoy your money!Quick online loans.·Request up to $100 thousand MXN without collateral.·Get your pre-approval in 5 minutes.·Sign your contracts and receive your money in 1 day.·Settled without penalty in advance.·Ask about options to verify income without a payroll receipt.Investments with attractive returns.·Invest from $50 MXN in terms between 3 days and 541 days.·Receive your returns at the end of the term or reinvest to generate more compound interest.·Reaches a maximum rate of return of 14.60% over a period of 18 months.·Create investment groups with family, colleagues or your closest people.·Achieve your savings goals and obtain returns at the same time!Safe and available savings.·Forget about the account management commission.·Save without the need to maintain minimum balances.·Send and receive transfers 24/7.·Receive 2%* annual return on your available money.·Create investments and receive your returns from the savings account.Buy safely around the world with your kubo cards·Use the virtual card to buy online and authorize your purchases with a dynamic CVV.·Pay in establishments with the physical Visa® card and sign with your PIN.·Pay contactless on purchases of up to $400 MXN with Contactless® technology.·Access exclusive promotions just by paying with your kubo Card.·Turn your card on and off from your app.Payment for services and airtime recharges.·Pay your electricity, cable, telephone, Internet, toll and gas services.·Recharge airtime and save frequent numbers.·No extra charges and from your cell phone.Download the kubo.financiero App!Notice of Privacyhttps://www.kubofinanciero.com/aviso-legal/aviso-de-privacidad*Terms, contract conditions and commissions for products and services at www.kubofinanciero.com.
kubo.savings nominal GAT 2.00% real GAT -2.63%, kubo.fixed term nominal GAT 5.65% real GAT 0.86%, before taxes.
Calculation date 03/16/2023.
GAT vig until 09/16/2023.
Minimum investment amount $1.00 MXN and $50.00 MXN, respectively.
The real GAT discounting the estimated inflation.
Rates subject to change.
Product protected by the Protection Fund for up to 25,000 investment units, per individual or legal entity.
Goals and Groups are kubo.term fixed modalities.Loan exercise:The minimum period and the maximum period to repay the loan.Minimum period: 4 monthsMaximum period: 36 monthsIf the client wishes, loans can be settled in advance.The maximum effective annual rate (APR).Minimum APR: 16.50%Maximum APR: 77.61%Representative example of the total cost of the loan, including main and all applicable fees (for example, sample monthly payment or sample interest calculation).Amount: $50,000Payment Frequency: MonthlyMonthly fee: $9,938.32APR (average): 54.59%Finish paying: 6 monthsOpening commission: $1,192.58 (2% of the total)Credit maintenance fee: $2,981.45 (5% of the total)Total cost: $59,629.92