This app is pretty poor. I opened a business account with Santander largely because the personal banking app is excellent and having a good app is important for my business. Unfortunately this app is nothing like the personal banking app. No biometric login, you can't add a payee, not intuitive, making payments is quite difficult and I cannot see that's its possible to change the reference after the first payment to a payee. All of this indicates Santander is not good for mobile business banking
Business Banking at Google Play market analyse