The Perpetuity Capital App is owned and developed by Oracle Marketing Private Limited ā a Non-Deposit taking systemically important Non-Banking Finance Company registered and regulated by the Reserve Bank of India. The Perpetuity Capital App provides customers with simple, accessible and affordable financial services and products. Products available on the Perpetuity Capital App include Commercial Vehicle Loans, Personal Car Loans, Used Car Loans & 2-wheeler loans.1. COMMERCIAL & PERSONAL VEHICLE LOANPersonal & Commercial Vehicle loan Terms & Featuresā
Up to ā¹10,00,000ā
Interest rates: 9.99% to 25% per annumā
Tenure: 12 to 60 monthsā
Loan amount up to 90% of Ex-Showroom Priceā
Instant money transfer to bank account or dealer accountā
100% digital processā
Flexible loan and EMI optionsā
Minimum household income*: ā¹3,00,000ā No security deposit (collateral)Example:Loan Amount: ā¹5,00,000Tenure: 48 monthsInterest Rate: 22% (on reducing principal balance interest calculation)EMI: ā¹15,753Total Interest Payable: ā¹15,753 x 48 months - ā¹5,00,000 Principal = ā¹256,146Processing Fees (incl. GST): ā¹11,800Disbursed Amount: ā¹5,00,000 - ā¹11,800 = ā¹4,88,200Total Amount Payable: ā¹15,753 x 48 months = ā¹7,56,146Total Cost of the Loan = Interest Amount + Processing Fees = ā¹256,146 + ā¹11,800 = ā¹267,946*Minimum household income is the aggregate income earned by you, your spouse and any of your unmarried children above the age of 182. 2-WHEELER LOANSGet instant Approval on Bike & Scooter loan & featuresā
Amount: Up to ā¹1,00,000 Instant Approvalā
Interest Rate : Starting at 18% IRRā
Tenure: Up to 36 Monthsā
Loan amount up to 90% of On-road Priceā
Instant loan offer