**US Grants and Loans app is owned by a private company not affiliated, endorsed, authorized, or licensed by The Federal Government of the United States or other government entity.nnLearn. Search. Apply. for grants and loans. This app will help you find loans and government grants. Also you will be connected with lenders and receive your loan decision.nnApp sections:n- Free Credit Reports: Free Credit Reports by Phone, Online, classic mailn- Search for Government Loans: Browse by Category (Agriculture, Business, Disaster Relief, Education, General, Housing, Veteran)n- What is a Loan from the Government? nGovernment loans serve a specific purpose such as paying for education, helping with housing or business needs, or responding to an emergency or crisis.n- Student Loans.nWhen you are exploring ways to pay for college, career, or technical schools, you may consider taking out a student loan.n- Loan Calculator:nCalculator for Paying Back a Fixed Amount Periodicallyn- Search and Apply for Government GrantsnUse the federal government’s free, official website, Grants.gov rather than commercial sites n- Who May Receive a Grant?nThe federal government typically awards grants to state and local governments, universities, researchers, law enforcement, organizations, and institutions planning major projects that will benefit specific parts of the population or the community as a whole. n- What is a Grant from the Government?nMost of the funding opportunities are for organizations, not individuals.n- Free Credit Reports: nFree Credit Reports by Phone, Online, classic mailn- Grants Opportunities:nReceive a listing of grants opportunities from grants.govn- Grant-Making Agencies: nFederal Agencies Award Grants.nnSources of the information in the app: https://www.usa.gov; https://www.grants.gov