Danakini at Google Play market analyse
Estimation application downloads and cost
Description
Danakini is a fintech peer-to-peer lending platform published by PT Dana Kini Indonesia. Danakini guarantees your security because Danakini was licensed and supervised by the Financial Services Authority (OJK) (KEP-46 / D.05 / 2020) and is a part of the Indonesian Joint Funding Fintech Association (AFPI).CREDIT LIMIT FEATUREWith the credit limit feature, Danakini helps customers to fulfill their needs with cash loans or installments products.ā¢ Credit Limit: Min. IDR 2 million & Max. IDR 30 millionā¢ Requirements: Salary slip/bank account recordDANAKINI PRODUCTS1. Cash Loan - kiniTunaiCash loan products for customers who already have a limit.ā¢ Loan amount: Min.IDR 1 mio & Max. IDR 8 mioā¢ Tenor: 3 & 6 monthsā¢ Monthly flat interest rate: 2.25% for 3 month tenor & 2.5% for 6 month tenor (max. APR 30%)ā¢ Admin fee: 5% or min. 50 KExample of simulation:Loan amount: IDR 1 mio, Tenor: 3 monthsDisbursement amount: IDR 950,000 (deducted by 5% admin fee or min. 50 K).Loan principal: IDR 1,000,000Monthly interest: 2,25%*Rp 1,000,000 = IDR 22,500 (APR 27%)Monthly installment: IDR 1.000.000/3 + IDR 1,000,000*2,25% = IDR 355,833Total interest: IDR 1,000,000*2,25%*3= IDR 67,000Total returns: IDR 1,000,000 + IDR 1000,000*2,25%*3= IDR 1,067,000 2. Danakini Paylater- kiniBayarInstant Installment product. Simply scan the QR code then pay (valid for customers who already have limit)ā¢ Loan value: Min. IDR 200 K & Max. IDR 30 mioā¢ Tenor: 3-12 monthsā¢ Monthly Interest rate: starting from 2.25% - 2.75% flat per month (max. APR 33%)Example of simulation:Total price: IDR 1 mio, tenor: 3 monthLoan principal: IDR 1,000,000Monthly interest: 2,25%*Rp 1,000,000 = IDR 22,500 (APR 27%)Monthly installment: IDR 1.000.000/3 + IDR 1,000,000*2,25% = IDR 355,833Total interest: IDR 1,000,000*2,25%*3= IDR 67,000Total returns: IDR 1,000,000 + IDR 1000,000*2,25%*3= IDR 1,067,000 3. Cash Loans For Employees - kiniFlexiCash loan products for employees of registered companies.ā¢ Loan Amount: Min.IDR 3 mio & max. IDR 100 mioā¢ Tenor: 3-24 monthsā¢ Monthly interest rate: 1% flat per month for 1-12 months tenor & 1.25% flat per month for 13-24 month tenor (Max. APR 15%)ā¢ Admin fee: from 100KExample of simulation:Loan amount: IDR 3 mio, tenor: 12 monthsDisbursement amount: IDR 2,900,000 (deducted by admin fee IDR 100 K).Loan principal: IDR 3,000,000Monthly interest: 1%*Rp 3,000,000 = IDR 30,000 (APR 12%)Monthly installment: IDR 3,000,000/12 + IDR 3,000,000*1% = IDR 280,000Total interest: IDR 3,000,000*1%*12= IDR 360,000Total returns: IDR 3,000,000 + IDR 3,000,000*1%*12= IDR 3,360,0004. Installments without a credit card - kiniCintakuProduct to replace Credit cards to purchase goods.ā¢ Loan amount: Min. IDR 1 Mio & Max.IDR 100 mioā¢ Tenor: 6-24 monthsā¢ Monthly interest: from 1.99%-2.99% flat per month depending on products (Max. APR 35.88%)ā¢ Down Payment: 10% of the item priceā¢ Admin fee: IDR 188.000Example of simulation:Product: Furniture, total price: IDR 10 mio, tenor: 6 monthsDown Payment: IDR 1,000,000 (min. 10% of total item price)Loan principal: IDR 9,000,000 (Total Item Price - Down Payment)Monthly interest: 1,99%*IDR 9,000,000 = IDR 179,100 (APR 23,88%)Monthly Installment: IDR 9,000,000/6 + IDR 9,000,000*1.99% = IDR 1,679,100Total interest: IDR 9,000,000*1.99%*6= IDR 1,074,600Total returns: IDR 9,000,000 +IDR 9,000,000*1.99%*6 = IDR 10,074,600Why Danakini?ā EASY TERMSā LOW-INTEREST RATEā SAFEā INSTANT APPROVALā VARIOUS INSTALLMENT PAYMENT CHANNELThe requirements to submit a cash loan/installments at Danakiniā¢ The minimum age of the applicant is 21 years and a max. of 63 years at the time of submissionā¢ Indonesian citizen and has an ID Card (KTP)ā¢ Minimum income is IDR 3 million per monthMore information:WA Business: +62895-2000-0328Email : [email protected]: 021 -50880203Official Address:Gedung Kawan Lama, Jl. Puri Kencana No.1 , Kembangan Selatan, Jakarta 11610 - Indonesia
