IFL Gold Loan

Avail online gold loan with a trusted gold loan company from the comfort and privacy of your home with IFL. With over 10 Thousand happy customers and the lowest interest rates at 0.79% per month* (9.69% p.a.), we ensure that you are always in control of your finances!

We are an online and offline gold loan company that offers the lowest gold loan interest rate with highest per gram rate! We have over 10,000+ happy customers across Delhi NCR with 9 operational physical branches and 10 more branches opening soon.

IFL gold loan company offers features like free 30-minutes Doorstep service**, No Hidden Charges, and customized gold loan solutions.

This makes loan against gold much simpler. Our IFL branches are present almost every 3kms, helping to bring the best gold loan solutions near you.

Our unique features include the following:

Lowest interest rate @ 0.79% per month* (9.69% p.a.)
Highest Per-Gram Rate
Free 30 Minutes Doorstep Service**
Customized Gold Loan Solutions

We offer all this and more to offer you the best online gold loan solutions in India.

You can apply for a gold loan online in these 4 Easy Steps:


Apply for a Loan - Apply on the app or give us a call at 08595010101 to schedule an appointment.
Get Gold Valued - Get your gold valued at home with documents assistance and instant money transfer
Gold Delivered Back At Your Doorstep - Close your loan and get your gold back without waiting at a branch

For overdraft facilities, IFL has introduced IFL Quick. You can use this to get a credit line against your gold & pre-approved loan instantly 24X7, even on Sundays and bank holidays. Pay interest only on the amount used.

With IFL's easy to use App, you can

- Apply for a Fresh gold loan
- Compare & Select schemes based on our gold loan interest calculator
- Schedule loan disbursal at a convenient time & place
- Simple dashboard to keep track of your active loans
- Make Easy Online Repayments
- Schedule Release (Doorstep delivery by Next Working Day!)
- Instant access to IFL’s customer support
- Refer friends and get up to Rs 2000/- Referral Bonus
Product details:

1. Gold Loan amount ranges from ₹ 5,000 to as per requirement/eligibility
2. Loan duration: 180 days
3. Annual Gold Loan Interest rates (APR, Min to Max): 9.12% - 24%
4. Processing Fee (Min to Max): 0%
5. Foreclosure Fee- Nil

Note: We do not provide any pay-day loans or loans with less than 61 day repayment period in accordance with Google Policy.

Representative example:
For a loan of ₹[100,000] at an Annual Gold Loan Interest rate (APR in this case) of [10.68] % for a tenure of [180] days, the overall interest payable will be ₹[5340] only.


Sample Interest Calculation

If the loan amount is ₹100,000 & interest rate is 10.68% per annum; and if the customer pays only the interest every 30 days for the next 180 days, then the overall interest payable is ₹5340 only. Total Repayable Amount (Principal Interest): [₹105340]. The customers get the convenience to pay the principal balance anytime within 180 days tenure.


These numbers are indicative and subject to change according to the gold loan rate per gram. The final interest rate of the loan amount may vary from one customer to other depending on his chosen interest repayment pattern.

Visit our website https://www.iflhousingfinance.com/
Already a customer? For complaints, write to info@iflhousingfinance.com

* T&C Apply. Available in IFL Sabse Zayda Bachat, only in select geographies
** Indicative time measured for a loan of Rs 50,000 carried under controlled conditions. Subject to the necessary KYC and verification. T&C apply