■Main functions
- Manage current balances and deposit/withdrawal details for multiple financial services such as banks, credit cards, securities, points, etc. all at once.
- Automatically classify and display expenditure details by category.
・We will notify you in advance of the date and amount of your credit card withdrawal.
- You can set budgets for monthly expenses and expenses by category. Get notified when you're nearing or reaching your budget.
- You can set up notifications to be sent each time a transaction statement occurs for each category.
■Security
・Start the app by entering the passcode (4 digits) or biometric authentication (face/fingerprint). In the case of biometric authentication, it is safe because the person is authenticated using biometric information (face/fingerprint) registered on the smartphone device.
*Depending on the device you are using, biometric authentication may not be available.
・Financial service account numbers and credit card numbers are displayed with some parts masked.
- You can switch between displaying and hiding asset balances on the home screen.
■Extensive support
・Explanation of the initial setting method in a 2 minute 49 second video.
*The video can be viewed from the URL below.
https://www.jp-bank.japanpost.jp/app/app_yuchoreco/manual.html#cnts01
- In principle, you can contact us via chat 24 hours a day, 365 days a year.
An AI (artificial intelligence) operator will automatically respond to inquiries regarding "Japan Post Recco" entered by customers.
*Service may be suspended due to system maintenance, etc.
*For chat inquiries and frequently asked questions, please check the URL below.
https://www.jp-bank.japanpost.jp/app/app_yuchoreco.html
■Recommended for these people
・I want to check details of multiple financial services, deposits and withdrawals, etc. in one app.
・I want to keep a household account book for free
・I want to receive a notification when the amount to be debited from my credit card is decided.
・I want to register and manage my cash on hand using the app.
・I want to understand the balance of each financial institution and organize my assets.
・I want to check my expenses and income in graphs and lists.
・I want to improve my household finances by checking trends in expenditures and income
・I want to save by checking the breakdown of expenses and income
・I want to check expenses by category such as food expenses, communication expenses, utility expenses, etc.
・Want to build assets in preparation for future life events
・I want to review my income and expenditure when my income changes due to employment, job change, retirement, etc.
・I want to check how much I spent on what and how much I spent each day
・I want to know my total assets
・I want to improve my income and expenditure in preparation for large expenses such as moving, car purchase, overseas travel, education expenses, etc.
・I want to keep my household account book on my smartphone instead of by hand.
・I want to set a monthly budget and manage my expenses within the budget.
・I want to receive notifications when transaction details occur in specific categories, such as electricity bill payments.
■Notes
- To use this service, after installing the app, initial settings and agreement to the terms of use, etc. are required.
・Customer information is obtained through the Moneytree service provided by Moneytree Co., Ltd.
・An email address is required when registering. A verification code will be sent to the email address you entered when registering your account.
・Never share your authentication code with anyone.
・Please avoid setting a password using numbers or character strings that can be easily identified by a third party, and strictly manage your password so that it is not known to others.
・Although it is free to use, customers are responsible for communication charges required for installing the app and acquiring data.
-You will remain logged in unless you log out, so you can start the app using biometric authentication (face/fingerprint) or passcode (4 digits).
*Biometric authentication may not be available depending on the device.
*When logging in again, you will need to enter your registered email address and password.
・You cannot use multiple accounts at the same time on one device. (Once you log out, you can log in with a different account.)
■About Money Tree
Japan Post Recco uses Moneytree LINK®︎ from Moneytree Co., Ltd. to provide a list of financial service information currently used by customers.
Please check the following page for information on security measures taken by Money Tree Co., Ltd.
Moneytree safety
https://getmoneytree.com/jp/app/security-and-privacy