Riverfront FCU Mobile Banking

Welcome to Riverfront Federal Credit Union! We're excited to offer our esteemed members the opportunity to apply for personalized loans designed to cater to your distinct financial needs. Below, we've meticulously detailed our comprehensive lending program to empower you with the information you need to make well-informed decisions. For the most up-to-date rate details, please visit our lending rates link.
Our personal loans come with the flexibility you desire, offering repayment terms that span from a minimum of 6 months to an extended maximum of 84 months. Ensuring full transparency, our Annual Percentage Rate (APR) for personal loans is capped at 18%, guaranteeing you affordability and clarity.
Our lending solutions are built to accommodate a diverse spectrum of financial requirements. Our lending journey commences with a minimum loan amount of $300, while we take pride in facilitating loans that extend up to a maximum of $50,000, empowering you to navigate various financial situations with confidence.
Please bear in mind that individual loan eligibility, rates, and terms hinge on a variety of factors, including creditworthiness, credit history, and financial assessments. Our meticulous credit evaluation procedure takes into consideration factors such as responsible credit history, debt-to-income ratios, and the availability of collateral. Qualified applicants might even enjoy elevated loan amounts and more favorable APRs, given specific criteria.
It's of paramount importance to understand that personal loans aren't earmarked for specific purposes, such as funding college or post-college education expenses, engaging in business or commercial activities, purchasing speculative investments like cryptocurrency, gambling, or any illegal undertakings. Furthermore, individuals safeguarded by the Military Lending Act—encompassing active-duty military personnel, their spouses, or dependents—aren't permitted to utilize a vehicle as collateral.
To provide you with a tangible example, consider this scenario: Picture a loan wherein the borrower secures $30,000 at an APR of 11.49% over 60 months. Under this arrangement, the borrower's monthly installment would approximate $661.80, culminating in a total repayment of $39,708. Actual loan terms may naturally fluctuate, contingent upon your unique credit profile, income, existing debts, and membership history.
It's crucial to recognize that several of our loan options are meticulously tailored to facilitate the consolidation of pre-existing debts into a single, manageable loan. While consolidation offers its benefits, it's essential to acknowledge that the aggregate finance charges and the overall repayment sum throughout the new loan's tenure might surpass those linked to your existing debts due to extended terms or potentially heightened interest rates.
Here at Riverfront Federal Credit Union, we're unwavering in our commitment to bolstering your financial voyage. Our lending solutions are ingeniously devised to furnish you with flexible options and conscientious practices. Should queries arise or further assistance be required, our knowledgeable team stands ready to shepherd you through the process.

Riverfront FCU Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go!

Features:
- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Secure Messaging for support

If you have any questions about this application, please contact Riverfront FCU at 610-374-8351.